At Kinetic Investment Ventures Ltd, we bridge the gap between your architectural vision and its completion through our flexible 70% financing model. By committing a minimum of 30% deposit upfront, you unlock the remaining 70% funding from us, allowing project commencement and timely delivery without the usual financial strain.

Our construction loans are structured on a reducing balance basis at a competitive interest rate of 12% per annum. We provide a generous repayment tenor of up to 7 years (84 months), ensuring your monthly amortized repayments are manageable and aligned with your long-term financial goals.

• Up to 70% Financing of the total BoQ.
• Competitive 12% p.a. Reducing Balance Interest.
• Extended Repayment Periods of up to 7 Years.
• Milestone-based Disbursement for Quality Control.

Qualifying for Kinetic Construction Financing is straightforward. We require an active construction account with a one-time account opening fee of Kes. 20,000. Applicants must provide a clean, non-encumbered title deed to serve as security for the loan duration.

Once your 30% deposit is confirmed based on the professional Bill of Quantities (BoQ), our team mobilizes resources to the site. Our fees are transparent, including a 3% loan processing fee and a 1% annual credit life insurance fee applied to the outstanding balance.

• Active Kinetic Construction Account.
• Clean, Valid Title Deed for Collateral.
• Proof of 30% Deposit Ability.
• Executed Loan Application & Offer Letter.